Advisory Partners

We See the Whole Picture

At Advisory Partners, we serve affluent individuals and families who want their wealth to survive for future generations. Our clients come from a broad range of backgrounds and include successful professionals, corporate executives, business owners, entrepreneurs, individuals and families. Our clients have substantial resources and need personal financial guidance and counsel. They are looking for an experienced and knowledgeable team of professionals to help them navigate their complex needs and changing circumstances over time, and to help manage their wealth so that they can pursue and fulfill their financial aspirations.

Our work starts with an initial assessment. We work with you to evaluate what you own, how you own it (trusts, LLCs, partnerships, joint tenancy, etc.) and if it all makes sense for your objectives. This often includes compiling and reviewing large amounts of data to gain a clear understanding of where you are in relation to where you want to be. Reviewing your current situation often provides answers to questions you already have. Once we have a clear understanding of your current situation, we can make recommendations and create an action plan on your behalf.

We understand, organize and simplify your financial life. We believe in low cost, tax-efficient, transparent and liquid investment strategies. We believe ongoing estate planning, tax planning and financial planning are essential for every client. We coordinate and collaborate with your existing professionals and we introduce new specialists when needed. We place a high priority on preservation of capital and maintenance of lifestyle. We strive to protect your considerable wealth with appropriate risk within your profile. We manage your money safely. We are your personal CFO.

At Advisory Partners, we believe that individuals and families should apply the same best practices to managing their wealth as they would to running a successful business. Acting as your outsourced family office, we serve as the central hub for the coordination of your financial, tax and estate planning, philanthropic, insurance and family financial reporting needs. Our family office services allow you to enjoy the benefits of a single family office without the burden or cost of maintaining your own infrastructure and staff. Advisory Partners will custom build a plan to assist you in navigating the  activities, decisions and professional relationships necessary to safeguard and grow your wealth. You can rely on us to proactively coordinate the many facets of your financial world, giving you peace of mind. Collaborating with your advisors, we bring everyone together to ensure effective implementation of family plans. If you don’t have an existing team of advisors, we bring our experts to the table and create a custom team to specifically meet your needs.

Planning

Too often, the financial advice provided for an individual or family is compartmentalized, with well-intentioned professionals at different institutions unaware of one another and unaware of the potential synergies—and contradictions—of the strategies each is employing. Advisory Partners offers a complete view of your financial picture, wherever accounts and assets are held. We provide a continuous up-to-date view of your entire net worth, asset allocation, cash flow and consumption. You can be confident that the advice and services you receive on any element of your financial picture is based on our knowledge of all your assets and holdings.

Tax

We communicate and collaborate with your tax advisors in real time to coordinate the day-to-day aspects of your finances. Through this collaboration, we are able to create strategies that maximize your tax efficiency and after-tax returns, and make the process of gathering documents and preparing annual and quarterly fillings more efficient.

Estate

Working seamlessly with your legal team, we help you think through the intricacies of your estate plan and ensure it aligns with your current vision and values. We strive to create appropriate wealth transfer strategies while providing tax efficiency and wealth protection for current and future generations.

Risk Management

We help you identify your risks and discuss the appropriate level of mitigation for each risk within the context of your estate and tax planning. We conduct a thorough review of your existing insurance policies to ensure appropriate wealth transfer strategies are in place. We also want to ensure you aren’t currently overpaying to be underinsured. Then, we provide options for solutions and providers to help meet your needs.

At Advisory Partners, we identify a client’s investment goals and objectives while also considering the client’s risk profile and tolerance, liquidity needs, time horizon, tax considerations, non-investment assets, client-specific portfolio restrictions and other unique circumstances. This information allows us to create an overall investment plan. We then implement the investment portfolio through the use of low cost, tax efficient, liquid and transparent investment strategies. Advisory Partners continually monitors these strategies and assesses the portfolio, recommending changes and rebalancing as necessary or when suitable opportunities present themselves.

We aim to maximize after-fee and after-tax returns.

AP Vault is a 24/7, one-stop resource for you and your team of advisors.

We understand that life is constantly changing, and so is your financial picture. That is why we offer AP Vault as part of our Family Office Services. AP Vault is a digital wealth management portal, customized for your family, that houses all of your financial and family documents in one place.

AP Vault is a secure online location where you can link your accounts from various financial institutions allowing you to better monitor pertinent data such as asset allocation, cash flow, net worth, and much more.  This “big picture” view allows us to help you make more informed investment and lifestyle decisions. AP Vault provides unlimited access to secure electronic document storage and keeps your most valuable documents (such as legal, tax, business and personal documents) safe and accessible.

Since the client site is mobile, you can access AP Vault from wherever you are, on any device you choose. If there’s an emergency or urgent need, documents like wills, deeds, operating agreements and tax returns can be accessed digitally at your fingertips.